Tim Buckley: I glimpse back at 2008‒2009, and I bear in mind folks panicking—investors I revered. Some of them had been obtaining out on March nine, 2009. They could not take care of it any longer, and that’s just when the markets took off. No just one had predicted that. You normally have to bear in mind the markets are ahead-looking, and you never know when they’re heading to take off—just like you never know when they’re heading to tumble. So it is best to be invested than to consider to time it, since it is shut to unachievable.
Karin Risi: That is just proper.